Employment Practices Liability: insurance protection for situations in which employees allege wrongful termination or some type of discrimination.
Questions to consider:
Have you considered a crime policy with a limit that approximates 6 months of income (e.g., apportionment, offering plate, pledge, and tithe receipts?)
Do you have or sponsor children or youth events, children or youth Sunday school, UMYF, children or youth choir, or a nursery?
Does the work of your pastor, staff or lay leadership give rise to individual (versus group) contact with children, youth, or vulnerable adults?
If you answered yes to either, have you considered sexual or physical abuse/molestation coverage with limits sufficient to pay a liability judgment or settlement typical for your state?
