Directors & Officers / Employment Practices


Directors’ & Officers’ Employment Practices Liability Protection

What Is Directors’ & Officers Employment Practices Liability?

  • Guards against civil suits for “wrongful acts”
  • Protects the actions of clergy, church officers and vestry and chapter members on behalf of the church
    • Also covers boards and leaders of church-related institutions
    • Some policies cover employees and volunteers
  • Also covers Employment Practices Liability, including:
    • Sexual harassment
    • Discrimination
    • Wrongful termination
  • Available if your institution is covered by the Pinnacle Policy

What Is A Wrongful Act?

  • An act committed or wrongfully attempted
  • An error
  • An omission
  • A misstatement
  • A misleading statement
  • Neglect
  • A breach of duty

For employment practices liability, a wrongful act can also be:

  • Wrongful termination
  • Discrimination
  • Harassment
  • Civil rights violation

Coverage
Timing is crucial.

  • The date of the occurrence must be after the policy’s retroactive date
  • The claim must be filed during the policy’s term
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