Directors’ & Officers’ Employment Practices Liability Protection
What Is Directors’ & Officers Employment Practices Liability?
- Guards against civil suits for “wrongful acts”
- Protects the actions of clergy, church officers and vestry and chapter members on behalf of the church
- Also covers boards and leaders of church-related institutions
- Some policies cover employees and volunteers
- Also covers Employment Practices Liability, including:
- Sexual harassment
- Discrimination
- Wrongful termination
- Available if your institution is covered by the Pinnacle Policy
What Is A Wrongful Act?
- An act committed or wrongfully attempted
- An error
- An omission
- A misstatement
- A misleading statement
- Neglect
- A breach of duty
For employment practices liability, a wrongful act can also be:
- Wrongful termination
- Discrimination
- Harassment
- Civil rights violation
Coverage
Timing is crucial.
- The date of the occurrence must be after the policy’s retroactive date
- The claim must be filed during the policy’s term